Insights
VIDEO: Planning for Financial Security Webinar
Video Webinar: Retirement planning, how much you need, when to start planning for it, things to consider, common misconceptions and the value an advisor can bring to your retirement and lifestyle.
Spring Property Market Update
Real Property Buyers is an expert NSW buyers agency whose key objective is to help and educate people to make good property decisions in this challenging real estate market.
Bongiorno & Aware Super
Bongiorno and Aware Super believe it is beneficial for our clients to have a good understanding of the key aspects of their Aware Super and become more engaged with your superannuation.
Personal Insurance Management
In today's complex landscape, effective personal insurance management is essential. At Bongiorno, we simplify the process by transitioning and managing your existing policies through our expert team.
The Core of Successful Long-Term Investing
Successful long-term equity investing hinges on a focused approach—prioritising what we can control and what truly matters. This means aligning our investment strategies with our financial plans rather than getting distracted by economic forecasts or market fluctuations.
NSW Payroll Tax and 80% Bulk Billing
Payroll tax in NSW is a tax on wages paid by employers. If a business’s total wages exceed the threshold of $1.2 million in total annual wages, the payroll tax rate is 5.45% This means businesses that pay more than $1.2 million in wages annually must register and pay payroll tax on the portion of wages exceeding that threshold.
ATO data matching of property data and lifestyle assets (from 26 August 2024)
Payroll tax in NSW is a tax on wages paid by employers. If a business’s total wages exceed the threshold of $1.2 million in total annual wages, the payroll tax rate is 5.45% This means businesses that pay more than $1.2 million in wages annually must register and pay payroll tax on the portion of wages exceeding that threshold.
Fixed interest rate loan review
Rising interest rates, increased living costs, school fees, committed holidays or home improvements - can be cause for concern in the current market.
Payroll Tax Update
On 22 December 2022, the State Revenue of Queensland issued Payroll Tax Ruling PTAQ000.6.1 to deal with the application of payroll tax to medical centres.
APRA and ASIC notice to all Life Insurers
Over the past few years, most of you have been aware of the increase in the cost of protecting your income due to insurers adjusting base premium rates.
Investment performance in volatile times
In recent years, there has been a growing short term difference in performance when in unlisted assets, such as private equity and real estate, as opposed to listed assets, such as stocks and bonds.
The latest ATO guidance on s100A Trust distributions
The ATO has finalised its guidance on section 100A reimbursement agreements.
How much should I be saving?
Saving regularly is a habit that needs to be cultivated and as with most things in life, starting sooner rather than later often gives investors a huge advantage.
Minimum ownership for the principal place of residence land tax exemption
Amendments to the Land Tax Management Act 1956
Superannuation Fund in Pension phase
The Transfer Balance Cap (TBC) is a limit imposed on an individual’s superannuation balance that is available to start a pension.
When can I access my Superannuation?
Superannuation can only be accessed when you reach your “preservation age”. For most of us, that is from the age of 60.
Property Market Movements since 2019
A national assessment of capital cities and major regional towns and where they are positioned on the property clock.
The Importance of International exposure within Investments
Diversification is a fundamental principle of sound investment strategy, and one key way to achieve it is by incorporating international equity exposure into your investment portfolio
Regulator Warning - NSW Workers Compensation Insurance
The State Insurance Regulatory Authority (SIRA) will be conducting a review of all businesses in NSW that may need a workers' compensation policy.
New Super Laws
From the 2025-26 income year onwards, the headline concessional tax rates applying superannuation earnings.